Wednesday, July 24, 2013

Unique World Of Derivatives

If you are familiar with the stock market then being brought face to face than the word derivatives would be not only heard the word derivatives, but that the derivatives market or the derivatives business rationale about. so do derivatives means the beginning of the talk.

The first thing that happens to a derivatives instrument, but it has no independent value. in fact, this price is based on a fundamental asset. it can be anything, for instance basic asset-securities i.e. Security or index (index) or stock.

This commodity or currency or bullion. derivatives, a deal whose duration is fixed in advance it can be any kind of deal-forward, option, futures, hybrid, etc. after the fixed period it deals the real value of their infrastructure assets is related to.

In other words, it's between two or more persons is a deal in which period, the basic cause of asset price and deals already.

There are many kinds of derivatives transaction. is one of them, between the two sides in fact futures contract futures. that agreement on a future date that the deal on the current sense of buying or selling a futures contract is determined fixed standard structured their trading derivatives exchanges have. If it is to take care that the person or party related terms to buy or sell Do not set the person or party, they exchange standards set by the shatren.

A commodity or stock spot prices, is directly by the sense that a person does his shopping cash payoff, but the same commodity or stock futures prices may differ or share an commodity futures quotes. future date of its updated. example gold spot prices today 27,000 per ten grams, of its next month's futures today RS. 27,500.

The derivatives market is the market in which the purchase of derivatives sales. pundits believe that derivatives of horse-trading to buy in the market spot-more than risk sale off. its reasons and will discuss in detail on the types of derivatives in the next issue.

Monday, July 15, 2013

Money Margin

Stock price fluctuations to mitigate the risks associated with stock exchanges have arranged the margin money. for example if someone within a company to buy shares and 1,000 a share price is 100 bucks. in this case who will be giving a million bucks to your broker bought stock to the buyer for today. the next day to pay your broker after broker exchange a day it is. Pays the total amount at the moment many times buyers decide. your Broker finds the way to not give a million bucks to buy stock of the investor (buyer) to advance some amount as your broker must give the money to the initial token. margin.

Why is the margin:

Margin money is phisad then the investor will be giving a million to buy shares of 15 thousand. the stock fell 10 bucks 100 bucks now by the end of the day the whole 90 bucks longer would give a million bucks if the stock price increases, 10 bucks. seller would sell the shares at a loss in order to complete the deal seized on the margin money.. that is why the full amount of investment on the buyer and the seller Selling pressure on the stock.

Tuesday, July 9, 2013

Loan Rejection On Negative Area Ground

Home the times Bank officials refuse to give the loan by saying this so that area is their negative list you tell that banking is a term like the negative area. of course, some private banks will get you on the website of the word, of course, that meant the banks informed. and based on my experience negative profile and join your negative words like business model area .

Some banks give loan to lawyers, journalists, police and bypass and some large private and foreign banks to small areas, such as its negative. in one thing is certain-negative area-or-negative propheshan-term to your business profile by banks. If a bank does not give you the loan you only that area is in the negative zoneThe two means.

The first reason is that rational may not in Bank loan, the Government Agency was set up on behalf of harmed. If a ground or flat in the area has been restricted to the registry or to a Department or a power project Department, fire anumti of another agency has not been able to find the Bank that project or area for the time being negative list To be put in.

If the Bank is giving you this because in a way he can help. the Bank so the Builder or so much information from you about the area, it about the status of the project and the Builder will ask you for more information and therefore is not so good for you the loan that you're cautious about the project.

Tuesday, July 2, 2013

TDS On Property

Income tax under section chauranbe a hundred IA real estate business accounting of the Ministry of finance from the motive of more than 50 million rupees on sales of property purchase-a phisad cutting essential TDS. but many complications to this provision that try to resolve here.

Who will reap the TDS:

TDS (source tax cut) cutting seller responsibility. whether personal seller or real estate developer, who get paid based on the new rules, it will be the responsibility of the property's price cut in government coffers by TDS phisad.

How to cut TDS:

The company has number through which to easily Tan tax cut invoices can be credited in official repositories. cutting the income tax Department of TDS form number 26 b download. invoice statement with this form. the buyer and seller on a pan, fill in the full address and property address date and property value cell. agreement by writing to the tax paid on the option On the website of the income tax department. the seller easily through Internet banking deposit TDS TDS certificates make giving to the buyer.

How long will deposit amount:

TDS after you fixed the tax within a period have to be deposited in the public Treasury. the month you cut him seven TDS date next month to submit your invoice time. for example if you have a tax cut, the first of April until May of course 7 TDS deposit TDS on April 30. cutting the time up to it will be may 7. invoice To decide within 15 days of the date you form number 16 b buyer kodena is inevitable.

Keep in mind some special things:

-If the seller has given your pan number has the same property transactions without a TDS of 20 phisad phisad instead of cutting.

-The amount of time needed to write the registry shall TDS without it registry.

-If the Bank loan is being purchased through the property, will be the lone Bank on cutting TDS amaunt and obliterate the rest of TDS on the amount received to the seller.

-If the payment is being made in installments, each installment is TDS. TDS is only on the principal mind. interest, not on complaint cell against HFCs

-Residential or kamarshiyal properties both on the purchase of agricultural land sale rules apply. not in its scope.